Over the last ten years, the S&P 500 had returns of 26%, -37%, 5%, 16%, 5%, 11%, 29%, -22%, -12%, and -9%. After seeing this volatility, you might just think twice about putting your hard-earned money in the stock market. Or if you already have money in the market, looking at these fluctuations might cause…
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What would you do if you were asked to work overtime? Jump at the opportunity? Protest adamantly? How do you decide if working overtime is worth it? It may not be an easy decision to make. Here are some factors to consider when arriving at a decision.
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In your job, are you making a living? Or are you actually “making a dying”? Nowadays, many are working more, saving less, and getting into more and more debt. We compensate by living it up on the weekend. Then it’s more of the same the following week. How many people feel more alive at the…
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When you apply for a loan, such as a home mortgage, car loan, or even a credit card, lenders will look at your credit score. They do it to determine the level of risk that you present to them. The higher your score is, the lower the risk you’re considered. This will lead to favorable…
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If you follow any of the popular personal finance bloggers like I do, you’ll find that most have read and recommend this book. They say it’s had a positive effect on their lives. Well, after reading it myself, I can now see why. Becoming a millionaire is one of the goals I’d like to achieve…
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