Prepaid cards have become popular alternatives to credit cards in recent years for two reasons: they help people build or rebuild credit, and they help people control spending. Just like it sounds, a prepaid credit card is a credit card that you put down an initial deposit, and your spending limit is equal to that…
Category Archives: Frugality
Recession means cutbacks – Discounts means savings
It probably hasn’t escaped your notice that the current economic climate is in a sorry state of affairs. The recession has arrived and it isn’t going anywhere anytime soon. Spending is down, debt is high and going shopping and buying things you want but are not essential is an unwelcome prospect. Everyone is tightening their budgets and cutting…
Entertainment on the Cheap
If you are in debt and trying to dig your way out, chances are that you have had to slash your entertainment budget. Perhaps you have given up restaurant meals, music concerts and evenings at the bar. Rather than feeling deprived, instead congratulate yourself for being proactive with your financial situation and putting yourself on…
Small Investments to Save You Money
Something funny about money is that sometimes you have to spend a little to save a lot. While this may sound like a paradox, it’s the truth. We are always constantly worrying about money, even if we’re financially stable; it’s just one of those facts of life. Even after we’ve paid the mortgage bill, collateral…
Lose Weight, Save Money
If you feel as though you have exhausted every possible way to save money each month and are still struggling to get by, you may want to consider your pant size. With obesity becoming a wide spread health concern across the U.S., many Americans are trying to trim calories out of their diets and maintain…
