More Than Finances

Get your finances in order!

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Can You Earn A 20% Return On Investment in Two Weeks?

 

In many cases, investments take time to pay off big. Reaching a 20 percent return on investment may take a few years or more, depending on the specific investment. However, that doesn’t mean it isn’t possible to earn 20 percent in two weeks or less.

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What is Financial Trading?

When you want to make money in financial markets, there are two major ways to do it. You can invest or you can trade. Investing plays out on a longer timeline of years and decades, while trading is focused on months, weeks, days or even hours. Financial trading is tough and intense business and it takes a long time to learn how to do well. You need risk management skills, acumen at reading and disseminated through news of a financial nature and the ability to work with numbers and spreadsheets.

When you make the call to get into financial trading, you want to educate yourself. Build yourself a trading library, so you can be no more than an arm’s length away from viable and expansive tomes on the nuances of making money in the markets. Being an autodidactic learner is extremely profitable in this particular situation. Being able to learn on your own, without subjecting yourself to a class or coursework is valuable.

What is financial trading? It is the act of buying a stock, bond, commodity or other financial instrument in the hopes of the asset rising in value. You are a hedger, a speculator and a bettor. You are looking to gain insight and knowledge into the markets and then use that to make a profit. Traders are interpreters of information, with the work done a move towards making more money than you started with.

You need to be well versed in whatever financial instrument you are planning to trade. If you want to trade stocks, you want to be able to understand what a stock is and how you can project its value. A stock represents a piece of a company or corporation that is bought and sold on an exchange. Companies issue shares so that they can raise money to do their business. If you think the company is well run or poised to grow, you can buy a certain amount of stock and sit on it as in an investment. That is what many people do.

Other people, known as traders, buy and sell shares very quickly, in order to make a profit off of short term spikes in the price of the shares. It can be a day trading situation or a swing trading situation, where a trader holds a stock for a longer period of time. Financial trading is generally thought of as a much more active pursuit than other investment activity. That means always being on and being engaged with the markets. You can employ tools to keep your accounts in check when you need a break from the screen time, but it is an intense job.

Beyond stocks, traders can operate in derivatives and commodity markets. Derivatives, such as spread betting, options, contracts for difference and futures, to name a few, are derived from actual financial assets. When you are trading derivatives, you do not actually take ownership of the underlying asset. You are just speculating on the value of that asset. It can be riskier than some other types of trading, if it is not done with caution.

The commodity market is somewhat similar, because you are essential trading contracts for the actual goods, such as coffee or cocoa, so you are not owning the goods. But it is a very specific type of derivative. Commodity markets have been around for most of human history, predating even the most rudimentary stock market exchanges.

For more tips on financial trading and risk management, look to this resource for picking the right platform that will match your risk appetite and strategy.

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A Complete Paribus Review – From How It Started To The App

A Complete Paribus Review From How It Started To T

This post was sponsored by Paribus

Have you ever bought something and only a few days later found the same exact thing but for a lower price? Of course you would like that price difference refunded to you, who wouldn’t? With Paribus that’s completely possible and easier than ever, but how? Below you’ll find a Paribus Review.

What Is Paribus, And How Did It Start?

Paribus was created by Harvard Alumni Eric Glyman and Karim Atiyeh in 2014 on the belief that you shouldn’t always pay full price. Paribus reviews your recent purchases comparing the price you paid and the price it currently is. If the price has fallen within the products price match guarantee they get the refund and 100% of it goes to you, they don’t receive a penny of your cash.

How Does Paribus Review Your Purchases And Save?

First, you have to give Paribus your information to tie into your accounts. You provide your sign in information to Paribus and it will track everything you purchased in the last 30 days.

This is money you are technically already owed, they will give you a refund of the price difference if you ask. However, you have to do a lot of work in order to do so. Paribus takes care of getting your refund and does so without you having to lift a finger. You never really need to check in with it, Paribus will let you know when they have done their job and email you.

How Much Will Paribus Really Save You?

Do you shop online often? Do you use major sites like Amazon or Walmart? Then Paribus can save you a ton of money. If you buy online from time to time it may not save much. The more shopping you do online the more money it could possibly save you.

For instance if you buy on average 100 things a month (go with me here) you could very well find 1 to 10 things a month that will save you money. However, if you only buy 1 to 10 things a month you may only see a few dollars a year in savings.

Personally though, I would have it activated anyway all the time. Even if you don’t buy things often when you do this is a nice backup to make sure you get the best price available.

How Good Is The Paribus App?

On top of having a great service that you can look at online anytime there is a Paribus App. Right now unfortunately the Paribus app is unavailable for android. As part of this Paribus Review, I reached out to customer service I discovered that at one time they did also offer a Paribus Android app it isn’t currently available.

However, the Apple Paribus app works great. What I love is that you can go through and see how much others have saved today. It also shows the “top payout” which on the day I looked was $102.84 for a mini bike. The majority of things on there though save anywhere from $1 to $15.

Another way the Paribus app saves you money is by allowing you to buy things others have saved money on. If you see something someone else has received a refund for and you would like to buy it then the option is available to you.

How Do I Sign Up For Paribus?

Sign-up is easy. There are four steps, taken directly from Paribus’ sign-up page. These should help you get started:
Paribus-review-sign-up

So, pretty much:

1. Get the app.
2. Give your email and credit info to Paribus.
3. Shop online
4. Sit back and get paid.

Finally, if you have a few spare moments, consider checking out this video on Paribus.

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Getting that Pay Rise without Having to Ask – 5 Top Tips

Times are tough right now, and the odds of getting a pay rise, much less keeping a job, are low. Still, some businesses are going strong, and if you’ve worked hard for a significant amount of time, you might just deserve it.

The best way to get a raise is to ask for one. Bosses tend to not be thrilled by suggestive hints and knowing jokes, but there are a few things you can do to make it seem like it’s your their idea. Here are 5 tips for getting a little closer to that pay rise you’ve been waiting for.

Be confident

If you’ve arranged to meet your boss and discuss your place in the company, don’t go for the wilting flower route. Most bosses will immediately turn you down if you take the “I’m broke and I need the cash” route. Anything you can do to show your confidence is a plus. Be it going through your past successes or throwing on a new shift dress, if it works, it works.

Research

Don’t just go in willy-nilly. If you’re going to put yourself in a position to get a pay hike, know the facts. Research similar size companies to find out what the equivalent pay is, so when it comes down to talking numbers you know what to say. Look into how your firm is doing against competitors to make sure it’s viable for them to offer you more.

Timing is everything

As with anything, the when is as important as the why. You should not only ensure that the company is doing well, but that you are too. If you’re about to come to the end of a large project, which you feel you’re largely responsible for and it has gone well, then timing may be perfect.

Be realistic

Don’t go in expecting the moon and the stars. Remember your research and know when the time is right, and what the fair amount you can expect is. At the same time, don’t undervalue yourself and make sure you get the credit you deserve.

Keep at it

Times are tough, and sometimes things aren’t going to go your way.  Bosses tend to agree that the best advertisement for your worth to the company, is the work you put in. So if your first try isn’t successful, keep at it. When it comes to your performance review 6 months later, you’ll have the added ammunition to request the earnings you think you deserve.