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cFIREsim Review

9 to 5 till 65, but truth be told odds are you’ll have to work longer than that.

Most people are now working well into their 70’s. Whether that’s for financial reasons or just so they have something to do it is the truth.

The other side of the crowd are those who are retiring in their 30’s and living a life most can only dream of.

Whichever group you fall under the cFIREsim calculator can help you reach your goal. Read More


5 Ways To Make Extra Money While Working Your 9 To 5

There’s far too much month at the end of your budget. I have felt that more often than I care to admit. But,
there are ways to help you out, side hustles you can do on your off time that can help make your finances that much easier.
Read More


How To Spot A Fake Rich Person

All of us would probably like to have a little more money. It would be nice to not to have to worry about paying the bills and be able to do whatever you want at any time. However, some people try to make it appear as if they are a lot richer than they actually are. While they can sometimes pull this off, there are usually some tell tale signs that can allow you to identify someone that is fake rich.

Their Things May Be Knock Offs

The fake rich may look the part with the clothes that they are wearing but on closer inspection, these may not be what they seem. They will often be cheaper imitations of designer clothing that cost a fraction of the price. There will usually be subtle differences in the designs of these clothes that will give this away.

Their Car or House May Be Leased

A fake rich person may be driving around in a fancy car but this does not mean that they have gone out and bought it. It is far more likely that the car has been leased. If you were lucky enough to win the jackpot when you play casino games at Wild Jack Mobile then you could afford whatever car you wanted.

They Constantly Seek Validation

The fake rich need to be reassured constantly that people understand just how rich they are pretending to be. They will often find ways of leading the conversation around to their latest purchases or a holiday they have just taken. They may become very skilled at getting people to ask them questions about their life and this can help them to validate the decisions that they have made. Or they may use clever means of fradulently convincing you that they have business or stock market success.

They Show Off

Fake rich people will take every opportunity that they can to talk about their supposed wealth and the things that they own. They may be particularly keen to point out the things that they have that you do not. While this type of behavior can be very irritating, you should try to remember that in reality, their life is nowhere near as good as they are trying to make it seem.

They Have A Need To Have The Latest Products

When a new phone or another piece of tech is released, then a fake rich person will often make sure that they are among one of the first to get this product. They will also take every opportunity to make sure that other people see them using it so they can be sure that everyone knows they have it.  Again, these products would probably have been purchased with credit rather than the person buying it outright. These are typically cars, designer clothing or watches purchased on credit.

One of the problems with maintaining a fake rich lifestyle is that people have to work incredibly hard to keep it up. It can be very difficult to stay within their means and they will often find themselves living from paycheck to paycheck. Ultimately they will probably not be as happy as they work so hard to seem.


How Much Interest Will I Earn On 1 Million

A few weeks ago we discussed if you could live off a million dollars. Another mental exercise people will do is figure out how much interest will I earn on 1 million dollars? Read More


How to Be a Better Investor

How to be a

Being wise with your money will give you a future that is much more financially secure than it otherwise would be. You will need to learn all of the secrets of investing your money in a wise manner so that it will earn interest and grow. You should also develop wise investment habits that do not put any of the money that you invest in a risky situation. Taking the time to learn some of the most basic things that successful investors do with their money will benefit you greatly. It is never too late in life to start making yourself a better investor. Here is how you can accomplish this goal.

1. Keep a close eye on any investments that you make.

There are many people who make the mistake of being out of the loop where their investments are concerned. They simply trust their investment consultant to make the best decisions for them. However, that would be a huge mistake that you could end up regretting. You need to monitor what all of your investments are doing on a daily basis. Be aware of where your investment consultant is putting all of your money. Have him or her contact you every time a move is made with your capital. This will allow you to see if you are making or losing money. You can then tell your consultant to pull your money out of any investments that you believe are too risky.

2. Be certain that you only invest an amount of money that will not cripple you if it is lost.

Most investments carry a certain amount of risk. Federal savings bonds would be one exception. You need to understand that you might lose a certain portion of the money that you invest. There is even an outside chance that it might all be lost. You should never simply assume that a profit will be made. Smart investors always make plans in case the worst possible thing happens. You should only choose to invest a sum of money that will not financially ruin you it you happen to lose all of it. Never invest all of your savings.

3. Find an experienced investment consultant to help you.

Trying to do all of your investing on your own might have some horrific consequences. This is especially true if you do not have a lot of experience in the investing world. Fortunately, their are many experienced investment consultants that you can choose from. These people make a living handling the money of their clients and trying to invest it so a large profit will be earned. These people will take a percentage of the interest generated as their fee. Make sure that you hire a very experienced investor like Chris Pivik to handle all of your money. Businessman Chris Pivik has spent many years making successful investments.

4. You should always avoid putting all of your capital into a single investment.

This is basically rule number one of investing. You might stumble across an investment that seems like a sure thing. The profits that you could earn are significant. However, there is still a danger you could lose it all. Break up your money into several investments to minimize the amount of risk.