More Than Finances

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Why I Wanna Be A Millionaire, And What I’m Gonna Do About It

Why I Wanna Be A Millionaire, And What I'm Gonna Do About It

I’ve thought a lot about why I want to become a millionaire, but I can’t seem to define a concrete reason.

I don’t think it’s so that I can flaunt the wealth, and laugh at everyone who hasn’t reached this goal. I don’t think I’ll live a more posh lifestyle. And I don’t think it’ll make me stuck up or high-maintenance – at least I sure hope not!

However, for some reason, it IS something I’d like to accomplish in my lifetime.

Maybe I just like the fact that it’ll take a lot of focus, energy, and concentration to reach the goal. It’ll give me something to look forward to – a bit of purpose, perhaps. However, I don’t want this to be the defining moment in my life. After all, I’ve name this site MORE than Finances for a reason. Maybe this blog will serve as an outlet for discovering that reason, and it that sense it’ll be therapeutic and satisfying.

Therefore, to help keep myself accountable and stay motivated, I’ve joined a group of bloggers who have a similar goal. The group is known as . . . the Million Dollar Club!

Everybody in the club has made a list of actions we must take and decisions we must make to reach our goals. So, in order for me to earn a million dollars, I will:

    • Max out my 401k and Roth IRA
    • Live frugally, but not cheaply
    • Avoid excess materialism
    • Pursue multiple streams of income
    • Continually educate myself to increase my skill-set
    • Work hard, yet not obsess over money
    • Think long and hard before taking on debt
    • Avoid get-rich-quick schemes
    • And ENJOY the journey!

So there’s my list. Check out J. Money’s blog to see the rest of the group!

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10 Responses to Why I Wanna Be A Millionaire, And What I’m Gonna Do About It

  1. J. Money says:

    “Avoid excess materialism” that will def. help! same w/ new revenue streams 🙂 Welcome to the club!

  2. FinEngr says:

    Nice list & welcome to the club!

  3. Darren says:

    Thanks J. Money and FinEngr. Happy to be a part of it!

  4. Awesome Idea! I have seen those badges around, but never knew what they were about. You could have a blog post going into detail about each of those points on your list! That would be pretty cool, I think I may have to look into it. Also that ,list sounds good to me!

  5. Darren says:

    Thanks for the ideas MFO! I may have to look into how to make those posts interesting. You should definitely check it out for yourself and come up with a list. I’m sure J. Money won’t mind adding you to the empire.

  6. Yeah man, I know sometimes I struggle for content, thats a few good posts right there!:)

  7. FinEngr says:

    So there’s a market for get-rich-quick scheme.

    You think there’s a market for how to select the best get-rich-quick-scheme? My idea would be to run a series analyzing the ins-outs of each scheme. The end result of each? “Not a good idea”

    Wonder how long that would last until people pick up on the trend of not recommending any schemes 🙂

  8. Darren says:

    Actually, for some reason people do find the schemes interesting, at least initially. I think that’s why so many pop up everyday. High-pressure sales techniques from the creators, and the illusion of easy money is an equation that unfortunately works.

    If you really want to do a series on them with a sarcastic style, you may be on to something FinEngr!

  9. I would like to both get out of the rat race while building up enough wealth and income to still live decently… this is part of the dream!

  10. Darren says:

    Kevin, I hear you about leaving the rat race! Speaking of having enough to live decently, have you heard of semi-retirement?

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