About

Who I Am

I graduated from college with a degree in Economics. Sadly, however, I didn’t learn ANYTHING about personal finance and managing money while I was there. At least, if I did, I don’t remember any of it. After graduating and working various jobs, I didn’t feel like any of them were a good fit for me. I felt a bit lost career-wise.

So in 2007, I attended a course that is part of a financial planning certification program to see if this would be a career I’d be interested in. I don’t remember how I heard or found out about it, but to my surprise, I actually liked it and was learning a lot of useful information. For those who have some sort of financial background, I’m referring to the educational curriculum for the CFP (Certified Financial Planner) designation.

After taking some brief time off, I finally completed the coursework at the end of 2009. At the moment, I’ve decided to hold off on taking the exam, although that may change in the future. I don’t want to invest more time and resources into a career that I may not find rewarding a few years down the road.

On the other hand, I found out about the world of blogging about a year ago, and was pretty fascinated by it! More specifically, I found out about blogging in the personal finance niche. Since I was already studying personal finance and just discovered blogging, I thought about combining the two and entering the world of personal finance bloggers. And that leads me to where I am today.

I love to read books, magazines, and anything else about financial topics, and I also like to share what I’ve learned with others. This blog reflects what I’ve learned thus far, and what I’m continuing to learn on an ongoing basis. It also includes my thoughts and opinions about how these topics relate to life in general.

Who I Am Not

I am NOT an actual financial planner by profession. I don’t have any licenses to sell financial products, and don’t have any fancy letters after my name. I don’t believe in get-rich-quick schemes. I do not know it all, and don’t know the answers to every financial issue.

Please use the information on this blog at your own discretion. If you have specific questions that cannot be answered through this blog, then please seek out a professional to help you.

Why More Than Finances?

I believe that money and our finances are an important part of life, as they affect many aspects of our lives. However, I don’t think it’s the most important part. There’s more to life than money, and our priorities should be set accordingly. Nonetheless, with that said, I’ll be the first to admit that I do not always follow this value perfectly, and am still trying to mature in this area. So in that sense, this blog is a reminder to myself to keep money in it’s proper perspective, and live accordingly.

What I Hope To Convey

Managing your money and finances doesn’t have to be rocket science. Because if it was, then I certainly wouldn’t be able to do it myself! Through this blog, I hope to provide useful information that you can learn from and apply to your own life.