More Than Finances

All about cryptocurrency, all the time.

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Emergency Fund Calculation

Most financial professionals would tell you that having an emergency fund is one of the first things you should establish when trying to get your finances in order. An emergency could occur as a result of a job loss, disability, or any other event that causes your source of income to be reduced or eliminated. […]

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Social Security Disability Benefits – An Introduction

We’ve outlined the steps to calculate social security benefits you’ll get in your retirement before. Part of the formula takes into account your work history. But what if you can’t work? Can you still receive benefits if you’re disabled? The quick answer is yes – but there’s a long list of criteria for qualifying. Here […]

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Social Security Benefits for your Spouse

You may know how to calculate social security benefits for yourself when you retire. But did you know that when you retire, your spouse also receives benefits? As a retired worker eligible for social security, benefits for your spouse will be 50% of your benefits, if he or she retires at full retirement age.

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SIMPLE IRA – Rules, Contribution Limits, & Benefits

Most people working for a company today are probably familiar with the 401k retirement plan. But what isn’t as well-known is the SIMPLE IRA. There are some nice benefits to the SIMPLE IRA that aren’t available with the 401k. Let’s take a look at how the SIMPLE IRA works.

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Sales Techniques – How the Liking Rule Makes Us Spend Money

From Influence: The Psychology of Persuasion, we learn about the liking rule. This rule simply says that we most prefer to say yes to the requests of people we like. As a sales technique, the liking rule is used in many ways to get us to spend money. Here are two examples that show us […]

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