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Can You Make a Career Freelancing? Yes, You Can!

Are you a self-starter? Consider freelancing.


The idea of making a career out of freelancing is especially attractive to many. Not only can you work on your own terms, selecting your projects that match your preferences, but you can usually work from home – or anywhere in the world.

Transitioning to become a professional freelancer can seem daunting, but it doesn’t have to be. Here are some tips to help you make it a reality. Read More


Sandile Shezi’s Net Worth And What We Learn From It

Sandile Shezi's Net Worth And What We Learn From ItHave you ever been told you’re not good enough? That you come from the wrong neighborhood? Or that you’re too young to reach your goals? Then learning about Sandile Shezi’s net worth and career can help you find the confidence to not listen to that noise.

Sandile Shezi’s Net Worth And Career

Sandile Shezi is the youngest millionaire in South Africa at only 23 years old. He started making money at the even younger age of 12 when he started selling muffins at school. He used the money to invest into Forex trading and starting what would later be his empire.

At 12 he wasn’t thought of as entrepreneurial for selling muffins, instead he was laughed at. But those humble beginnings didn’t slow him down. In fact well in college he began making so much money on the side that he left school in order to make keep up.

He didn’t leave it at that though, once he had made his money he went back and got his degree, showing he wasn’t interested only in money but also interested in education.

Though he made sure to receive education, he never took any type of training on Forex trading. He, through trial and error, was able to learn enough to not only make extra money but make more then most people make in their lifetimes.

As of last count Sandile Shezi’s net worth stands at $2.3 million. This money was made through hard work and determination with Forex trading. He then co-founded the Global Forex Institute offering free and paid trainings on Forex trading.

What is Forex Trading?

Essentially, forex trading is the act of simultaneously buying one currency while selling another, primarily for the purpose of speculation. Currency values rise (appreciate) and fall (depreciate) against each other due to a number of factors including economics and geopolitics. The common goal of forex traders is to profit from these changes in the value of one currency against another by actively speculating on which way forex prices are likely to turn in the future. – CityIndex

Forex trading is how Sandile Shezi’s net worth grew to the point it is. Going all the way back to when he was 12 and continuing till he reached millions only 9 years later at 23.

Now are you going to make that much money from Forex trading? Not likely, but you could possibly replace your 9 to 5 income, or even just pay for a vacation you have been wanting to go on.

Lessons Learned From Sandile Shezi’s Net Worth And Career

You are never to young to start making money, or growing a business. Whether it’s delivering newspapers, walking dogs, or mowing lawns, don’t let your age stop you. You can be great at something at 20, you can bring success to yourself if you are willing to put in the work. Things aren’t going to just come out of they sky, but if you are willing to put in the work you can reach your goals even at an early age.

Risking it all can sometimes be a good idea. Sandile Shezi put all of his money for school into investing and could have lost everything. Instead he grew his net worth to larger than most reach in their life. Though having a safety net is something most if not all recommend, when you have confidence in something and know it will work then risking it all into it sometimes pays off.




How To Survive Unemployment

What’s the future when you find yourself unemployed? Do you have one? Well, that depends very much on who you are and whether you are ‘a glass half empty or half full’ kind of person.
There’s no doubt about it, surviving unemployment becomes more difficult the longer you experience it, but there are ways to turn over the card life has dealt you.
Being proactive is probably the greatest asset you can adopt and you need to actively maintain this state of mind. Having a positive outlook will make a massive difference to how you cope with this difficult situation. Here are some ideas to help in re-assessing your options.

Top tips to survive unemployment.

If you used to leave work on a Friday and then enjoy your weekend, you still can. Come Sunday night, though, start planning what you are going to achieve on Monday. Make this a routine. Find a journal and get into the habit of writing in it every day. Make plans and design a schedule. Things don’t just happen; from now on you have to make them happen. So make a plan of everything you want to achieve in a day. Have different columns for different things:

  • Job Search
  • Application
  • Skills Search/Update
  • Domestic
  • Confidence Building

You can make up your own headings but these are basic ones.

  • Create a column with money saving and money making tips. If we worked as hard trying to save money as making it, we could probably cut down some of the hours we needed to work anyway. Think about how to make money even when you are unemployed. You might start a backyard or garage sale, clear out everything that is no longer any use like CDs and DVDs, for example, and sell them – be ruthless.
  • Review your skills. Is there a skill you have never earned money from? Think hard. Perhaps you repair electrical goods, can offer computer solutions or lessons, are an expert at painting and decorating, or you could possibly become a freelance writer or designer. Maybe you could become a freelance translator. Do some voluntary work, you never know who you might meet, what experience you might gain or what opportunity will come your way. The important thing is to check out opportunities: the internet is full of them.
  • Doing someone’s garden, cleaning, ironing, dog walking and so on are all stop gaps, though some people have turned them into thriving businesses. They may not be great jobs but they can be a stepping stone to running your own enterprise and are things people always need help with. Identify a need and offer a solution, it shows initiative.
  • Keep up routines, think about updating your skills and your CV. Consciously save some money for your ‘escape fund’ and maybe use this to enroll in a course. Check out free ones wherever possible.

Now you are home, can you save household expenses by shopping more carefully, checking out bargains, cooking for yourself, avoiding convenience foods that are expensive and freezing food. You might write a blog entitled Surviving Unemployment and end up getting advertising on it!

The most important thing is not to be closed minded about your situation, be curious, keep busy and keep looking. Unemployment may be just the opportunity to give you the life change you have always wanted.

Just because there is no paid work it doesn’t mean you need to be ‘unemployed’!

This article was brought to you by, the site where you can sell your old technology, clothing, DVDs and CDs for cash. If unemployment has left you pinching pennies and looking to free up cash, visit the site to see what you could raise through selling your unwanted stuff.


Four Tips To Help You Nail The Job Interview

Remember that WaMu commercial a few years ago, where the guy walks late into a meeting and says “Sorry I’m late, I had a job interview – nailed it!”? Hilarious!

But how many of us are actually that confident?

Having applied and interviewed for numerous jobs in my career, I know there’s a lot for me to learn to become a good interviewer. Why? Because I didn’t get most of those jobs!

If you’re anything like me, the interview can be a nerve-wracking experience. Nonetheless, if you want the job, you need to go through it.
Read more…


Working Overtime – A Blessing Or A Curse?

Working Overtime - A Blessing Or A Curse
What would you do if you were asked to work overtime? Jump at the opportunity? Protest adamantly?

How do you decide if working overtime is worth it? It may not be an easy decision to make. Here are some factors to consider when arriving at a decision.


This is probably the most important factor. How do you know if you get paid to work overtime? Find out if you’re an exempt or non-exempt employee.

If you’re non-exempt, you’ll get paid for overtime. And not only do you get paid for those extra hours, but it’s at a rate of one and a half (1.5) times hour hourly wage. Not a bad deal at all.

If you’re exempt, then unfortunately you’re not entitled to overtime pay.

Purpose Of The Extra Money

If you do get paid for working overtime, do you need the extra money? What would you do with it?

Treat yourself to something nice? Pay off debt? Build up an emergency savings account? Invest for the future?

From reading Your Money Or Your Life, you know that you trade your time and energy for money. If you don’t need the money, maybe you could decline the overtime and put that extra time to better use. What about strengthening your relationships with family and friends? Getting more exercise? Working on a side-business?


If you have a family, consider their input. How will they respond to your decision to work overtime?

Will they be okay with having less time to hang out with you, doing some of the things you usually do together after work? Things such as preparing dinner? Helping the kids with homework? Taking care of the parents?

If you can talk through these issues and come to a resolution that everyone feels good about, then working overtime won’t have a negative effect on your family life.


Do you think the extra hours will have an adverse effect on your health? I did a Google search on working overtime, and some of the top results showed reports that working overtime may be harmful to your heart.

Personally, I can’t say I truly know how stressful working overtime could be, because I don’t like working any longer than 40 hours a week!!!

Could added stress lead to more doctor visits? Could this in turn lead to bigger doctor’s bills, and thus throw away the extra money you just earned?


How much overtime are they asking you to work? How long is it expected to last? If you can get clear expectations from your boss, this may help you in reaching your decision.

Perhaps five extra hours a week for a month or two is okay for you. On the other hand, ten extra hours a week for three months may not be worth it to you.


Maybe this is a chance to build up your list of accomplishments. Could this lead to better opportunities in the future? When your review comes up, could you point to the extra work you completed as a reason to deserve a raise?

What other factors would affect your decision to work overtime? How would you respond if you were asked to work overtime?

This article was included in the Carnival of Personal Finance during the week of May 24, 2010. Check out Adam’s Money Relationship blog for a variety of great articles!