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Should Kids Learn How To Use Cryptocurrency?


Should Kids Learn How To Use Cryptocurrency

Should kids learn how to use cryptocurrency? Chances are that if your kids are gamers, they are already familiar with some of the concepts behind it, but there are important issues for kids that should be a priority for anyone who wants to teach kids how to use Bitcoin or any other virtual or digital money.

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Debunking 6 Common Excuses People Give Not to Travel

You were blessed with a human brain that can rationalize situation or circumstance. If you are looking for reasons to do or not to do anything, you will find them. The reasons don’t have to be compelling for you to believe them.
Some of the stories you’ve created in your head to rationalize not doing some of the things you should be doing will sound crazy to a second party, but you believe the stories as though they were gospel truth. The same applies to the excuses people usually give for not taking the time to tour this beautiful world. 
Below are 7 common excuses people give not to travel and reasons why their excuses are actually totally invalid. 

“I can’t Afford to Travel”

We’ve all heard this excuse. You may have said it at some point in time. The truth is that any employed person can find money to travel if they really care about traveling. If traveling is really important to you, you will find the money to fund your adventures.
Travel costs as much as you spend on nights out with your friends in a month plus the small treats you give yourself in the form of new designer clothes, ice cream and inflated car payments for a luxury car you don’t need.
If you really are on a tight budget and you want to travel, you need to take a hard look at where your money is going and start cutting out the expenditures you can live without. If you save $1,500 a year for travel, you’ve put aside enough money for a return flight to an exotic destination not far from where you live and enough to have fun for a few days at the destination.

“I Don’t Have the Time”

This is just as a good an excuse at the I can’t afford to travel’ excuse. It an excuse standing on stilts and will stumble as soon as it is bombarded with facts. The person saying that they don’t have time to travel is probably saying that they are preoccupied with work and can’t take time off.
The reality is that taking time off actually helps with productivity. Working non-stop without resting is bad for both your health and the bottom line. The better rested you are, the higher the quality of work you produce and the faster you can get projects completed. 
Further, the average workplace gives its workers two weeks of paid vacation. To not take full advantage of this opportunity when you’ve fully earned it is to cut yourself short, even though about 54 percent of people don’t do it
Vacation time is your right as an employee. No one can fire you because you decided to use what is your right. 

“I Don’t Want to Travel Alone”

Okay, I get it. Traveling solo when it is your first trip can be frightening. Nonetheless, there are workarounds to this problem if you can’t find anyone to go on vacation with you.
The most obvious solution is to join a group that is part of a packaged trip. Such travel packages usually have itineraries mapped out and accommodations arranged. All you have to do is join other people who’ve bought the package and you are good to go. If you book with a local travel agency, you will be traveling with people from your city and you won’t feel lonely any more.
That said, solo travel is also fun. More and more people are choosing to hit the road on their own. According to a 2015 Visa Global Intentions Study, up to 37 percent of first time travelers are solo travelers. You will be in good company when you finally hit the road. 
If you stay at a resort or hostel where guests interact with each other, you can strike up a conversation with one of the solo travelers and you’ll end up with a reliable travel buddy.

“I Have a Small Kid, It Won’t Be Fun”

That’s a total lie and you know it. Having a small kid won’t ruin your travel experience. It might actually make it even more fun. Kids have a way of bringing joy even to the dullest of situations. As long as you choose activities and resorts that are kid friendly, you will be fine, just avoid those adults-only spots
You won’t have any problems with your kid during your travels as long as you keep them engaged and entertained. Since you are traveling with a kid, don’t be selfish and go on a vacation that only an adult would enjoy. There are several child-friendly travel spots and destinations around the world.

“My Partner Doesn’t Like to Travel”

Look here, friend. You are responsible for your own happiness. To postpone your life because the person you are with right now doesn’t want to do the things you want to do is doing both you and your partner a great disservice. 
See, when you do what you love, you become happier. When you become happier, you gift your lover a better partner to spend time with.

“Someday, I’ll Get Around to It”

It’s hard to escape the Someday I’ll Island. The island is surrounded by the greatest excuses that have ever been conjured by the greatest procrastinators to ever grace the island. 
The more you stay in the island, the harder it becomes to leave. Your only hope of escaping is to break the spell that has been cast upon you. How do you break the spell? You take action today and book a flight instead of hoping that someday you’ll get around to doing it.


What Are the Various Colors of Diamonds?

diamond-1839031_640They say that diamonds are a girl’s best friend, but they don’t always remember that diamonds come in different colors, and some girls are going to love certain diamonds while they are not going to fall head over heels in love with others. In fact, if you’re ever wondering about the different colors of diamonds and how color grading works, you’ve certainly found the right place.

To help our readers better understand diamond colors and grading, we will explain the most used grading scale to you below. Get a good understanding of how the scale works so you can use it to choose the perfect diamond the next time you have to buy one as a gift, an engagement ring, or for any other reason.

Diamond Grade D-F: Colorless

This particular diamond grade is the range you’re going to buy if you’re willing to shell out the biggest amount of money in order to purchase diamonds. When a diamond is part of grade D, E, and F, you know that you actually have a colorless diamond on your hands.

What’s the value in a colorless diamond? The value comes from the clarity and crystal-clear perfection. When light reflects off of a colorless diamond, you will not see any colorful shades in the reflection. These are the most expensive, highly sought after, and rare diamonds on the planet today.

Diamond Grade G-J: Near Colorless

Near colorless diamonds may not be as rare as their colorless counterparts, but they are also less expensive and more people are going to end up buying them since the average person cannot afford or will not pay for the very expensive colorless options. Plus there are subtle differences in these diamonds as opposed to colorless ones that will show that there is a tiny reflection of colored light in the diamond face. But it’s really hard to notice the color unless you’re actually looking at it under a microscope or some other type of magnification.

Diamond Grade K-M: Faint Color

Diamonds that fall under the grades K, L, and M obviously have a very faint color to them. But these diamonds are different than the near colorless options because you will be able to notice the faint color if you look at it with some type of magnification. Actually, faint color diamonds are the most popular. They are more affordable yet very close to colorless, which is why many people tend to buy them.

Diamond Grade N-R: Very Light Color

Diamonds that contain a very light color seem to be the least popular out of all the choices. They have a very noticeable color tint to them, which often turns people off because they are not completely filled with color.

Diamond Grade S-Z: Light Color

While most people would not buy diamonds in this range, you will find a select few who want a yellow diamond or a brown diamond or any other colored diamond. So this grade of diamonds actually sells better than very light color diamonds believe it or not.


The Factors of Borrowing from Family and Friends

girls-1209321_640Money can sometimes come between friendship. It can even spoil family relationships at times so it is important to think before lending to or borrowing from friends and family. It is often the cheapest way to get the money you want but there are other considerations. If you are in real difficulty or you know that you are lending to someone in real difficulty, there is always the chance that the debt cannot be repaid and you must be prepared for that and the consequences of that happening.

There are considerations when the situation arises which may affect the decision.

Immediate family

If you know that someone in the family has a short-term cash flow problem and the money will be repaid fairly quickly, there is really no problem in agreeing to a loan. You may even get a little interest as well.

However, it becomes more difficult when a relation who has a history of financial problems wants money. The prospect of repayment is slim so the wisest thing is to refuse because you are likely to be seen as an easy source for money again in the future.

How much

You should never lend an amount that you cannot afford because that can put you in trouble in addition to the person you are helping. Each individual has a different view on what obligations they have and how they should address them. Even close relations can let you down and it is certainly best to regard any lending strictly on a business basis. You may well get no favors in return for your help so don’t expect them. If the ‘’transaction’’ is kept on a formal business basis, with a proper contract, there will be no surprises on either side.


There is no benefit in criticising someone for getting into financial difficulties. It happened to many during the recession when unemployment was an everyday event. Certainly someone who has regularly lived beyond their means has made mistakes; sometimes this is evident in an expensive credit card balance. Anyone embarrassed to admit to this and able to get a personal loan at a cheaper rate should take one, and pay off that balance in full.


If you do agree to help someone out, you should make it clear that you are unable to do this a second time; that should engender more discipline in the friend or relation who has got into difficulties.

You should be firm in this and not give way to sad stories unless there is a serious emergency. If you stress to a borrower the need to think more carefully about their finances, they should perform better in the future.

If the money being asked for is to pay specific bills then it makes sense to say you will send the money directly to the creditors involved. If you are met with a frown when you suggest that, gauge the reaction of the person asking for money.

You should not discuss this with any third party, including the closest of relations. That is only likely to result in gossip and harm to relationships.


If you have prepared a contract then you should expect to be repaid in accordance with that contract. There are ways to get the money back without hounding the borrower though you should not feel guilty about asking if the money is not forthcoming.

Joint Responsibility 

One thing you should never do is to open a joint account or credit card whereby you become responsible yet have no control over the spending on that account or card.


You will probably be more adept with money than the person asking for help. There is nothing wrong in offering advice about handling money so that your friend or relation performs better in the future. If they do, it is less likely that you will need to help out in the future.


How Blue Apron Can Save You Money

I’ve always wanted to be a professional cook like on TV.  When I got my Blue Apron box, it was a little like having a secret fantasy come true.

If you know you want to sign up already click here. If you need to know more about it then please keep reading.

Ordering Your First Blue Apron Box

The ordering process is quick and easy. Simply go to Blue Apron’s webpage and sign up. After inputting your information and any coupon codes you find you select which meal plan you want.

Blue Apron will let you pick your favorite types of meat to eat, or rather your least favorite. In the settings menus, you can check or uncheck meats you do or don’t like. This allows Blue Apron to tailor the meals to what you like rather than what they just currently have available.

Blue Apron also offers vegetarians a wide array of options. As someone who loves to eat meat, I can say that the vegetarian meals they sent so far have been some of my favorites.

If after you sign up you don’t want to get a box every week you can “skip” a box. Or you can go in like me and skip all the boxes. Not that I’m never going to order again but I don’t want to accidentally forget that I’ve got a box coming and I’m on vacation and can’t get it.

When It Arrives

The box itself is not that large, or at least not as large as I thought it would have been. Once you open it though you see everything packed perfectly. It’s in an insulated bag with several ice packs and has so much food in it that it looks like you’ve just gone grocery shopping.

I took everything out of the bag and cleared a shelf in the fridge that was designated for Blue Apron meals. There were some things that came that I already had like limes, garlic, and oranges that I didn’t want to mix.

Preparing The Meal

Have you ever been jealous that TV has perfectly portioned out amounts of whatever they need? The first 15 to 25 minutes of making this meal will be making that for yourself.

Blue Apron comes with recipe cards that have instructions so detailed anyone could do it. Starting with chopping, mincing, slicing, etc. all the food. What I like is that it will have you start cooking one thing and then the instructions tell you when it’s time to start working on another portion of the meal instead of waiting.

According to the recipe cards, the meals I made should have taken a total of 30 to 45 minutes. It took me about an hour on each. Probably because I’m not as comfortable with a knife and don’t chop as fast as they are expecting. I also had to stop and read the card over and over again in an attempt to make sure what I’m doing is correct.

Once you start the process though it is really fun and relaxing. A warning however, it does dirty a lot of dishes. I used a small plate or bowl for each ingredient as I was prepping so I could just dump the whole thing in when needed. There are ways that you can decrease that but, to me it’s part of the fun to be able to just pour it in the dish.

How Filling Is It?

Having just two people in my family made the choice of sizing easy. One of the dishes I made I had several people over and turned into 4 dishes instead of 2. They were very filling and we all were happy with what we got. Making me think that had I eaten a whole amount myself I wouldn’t have been able to move because of how much food we had.

Not all the meals were as filling. The first meal, Oaxaca Cheese and Plantain Torta, was not nearly as filling. It fed both of us and we were full but had no leftovers. So there was no way we could have fed more than just us.

Should You Use Blue Apron Every Week?

We loved Blue Apron so much we want to do it every week. The food is great, better than anything I make on my own, but the cost is also pretty steep. I can usually make a meal for the two of us for half the price that these meals cost.

However, my wife and I also go out to eat from time to time and that can get pretty expensive. So we consider Blue Apron meals more as a special night type thing and it actually cuts down our budget. Instead of spending $35 to $50 at a restaurant by using Blue Apron we spend $60 for 3 nights of amazing meals.  In fact, it might also be cheaper than going to the grocery store in some situations. did a neat analysis of a Blue Apron meal and found it was about half as expensive as supermarket prices once you factor in the unit costs (here).

Not only will Blue Apron save money, but it also teaches me how to make things I would never have thought to make before. The plantains are things I’ve never really had before, especially in a sandwich. But, they were amazing and I would gladly eat them again. Not to mention I can get them at the produce store for less than $2, making it a very inexpensive meal.

If you have ever wanted to cook like the pros making delicious meals you can brag to your friends about then you need to sign up for Blue Apron. This link is good for $30 off your first order.

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