More Than Finances

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Social Security Benefits for your Spouse

You may know how to calculate social security benefits for yourself when you retire. But did you know that when you retire, your spouse also receives benefits? As a retired worker eligible for social security, benefits for your spouse will be 50% of your benefits, if he or she retires at full retirement age.
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SIMPLE IRA – Rules, Contribution Limits, & Benefits

Most people working for a company today are probably familiar with the 401k retirement plan. But what isn’t as well-known is the SIMPLE IRA. There are some nice benefits to the SIMPLE IRA that aren’t available with the 401k. Let’s take a look at how the SIMPLE IRA works.
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How To Calculate Social Security Benefits

how to calculate your social security benefits

Understanding the steps to calculate social security benefits may not be the easiest thing in the world to do, but here’s my attempt to demystify the process.

There are two basic steps to determining your monthly benefits. The first step is computing your average indexed monthly earnings, or AIME. The second step, which incorporates the AIME, is to determine your primary insurance amount, or PIA. The PIA is the basis needed to calculate social security benefits that are paid to you when you retire.




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Negotiating Your Salary: How To Make $1000 A Minute by Jack Chapman | Book Review

If you’re like most people, when you look for a job, you usually want the highest salary you can get. But when it comes to negotiating salary, you may be nervous, unprepared, and end up just accepting whatever salary is offered. I know that straight out of college, I took an offer from the first company that would hire me out of sheer desperation!

Fortunately, since then I’ve learned a few things about salary negotiation. And while I’m no expert at it, I was able to use some of the techniques in this book to get a higher salary in my current position than what was originally budgeted. So if you’re not an expert either, learning some of these techniques may help you too.

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