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Sandile Shezi’s Net Worth And What We Learn From It

Sandile Shezi's Net Worth And What We Learn From ItHave you ever been told you’re not good enough? That you come from the wrong neighborhood? Or that you’re too young to reach your goals? Then learning about Sandile Shezi’s net worth and career can help you find the confidence to not listen to that noise.

Sandile Shezi’s Net Worth And Career

Sandile Shezi is the youngest millionaire in South Africa at only 23 years old. He started making money at the even younger age of 12 when he started selling muffins at school. He used the money to invest into Forex trading and starting what would later be his empire.

At 12 he wasn’t thought of as entrepreneurial for selling muffins, instead he was laughed at. But those humble beginnings didn’t slow him down. In fact well in college he began making so much money on the side that he left school in order to make keep up.

He didn’t leave it at that though, once he had made his money he went back and got his degree, showing he wasn’t interested only in money but also interested in education.

Though he made sure to receive education, he never took any type of training on Forex trading. He, through trial and error, was able to learn enough to not only make extra money but make more then most people make in their lifetimes.

As of last count Sandile Shezi’s net worth stands at $2.3 million. This money was made through hard work and determination with Forex trading. He then co-founded the Global Forex Institute offering free and paid trainings on Forex trading.

What is Forex Trading?

Essentially, forex trading is the act of simultaneously buying one currency while selling another, primarily for the purpose of speculation. Currency values rise (appreciate) and fall (depreciate) against each other due to a number of factors including economics and geopolitics. The common goal of forex traders is to profit from these changes in the value of one currency against another by actively speculating on which way forex prices are likely to turn in the future. – CityIndex

Forex trading is how Sandile Shezi’s net worth grew to the point it is. Going all the way back to when he was 12 and continuing till he reached millions only 9 years later at 23.

Now are you going to make that much money from Forex trading? Not likely, but you could possibly replace your 9 to 5 income, or even just pay for a vacation you have been wanting to go on.

Lessons Learned From Sandile Shezi’s Net Worth And Career

You are never to young to start making money, or growing a business. Whether it’s delivering newspapers, walking dogs, or mowing lawns, don’t let your age stop you. You can be great at something at 20, you can bring success to yourself if you are willing to put in the work. Things aren’t going to just come out of they sky, but if you are willing to put in the work you can reach your goals even at an early age.

Risking it all can sometimes be a good idea. Sandile Shezi put all of his money for school into investing and could have lost everything. Instead he grew his net worth to larger than most reach in their life. Though having a safety net is something most if not all recommend, when you have confidence in something and know it will work then risking it all into it sometimes pays off.




What Is Your Starting Credit Score? And Why Is It Important?

What Is Your Starting Credit Score And Why Is It ImportantOne of the most important things anyone should know about themselves is their credit score. But few know what their starting credit score was, or for some what it is.

Why is it important for us to pay attention to? And what can we do to make sure our credit score starts and continues to be good.

What Is Your Starting Credit Score?

If I asked you that what would you give me as an answer? 300 because that’s the lowest it can be? 850 because your score should be perfect since there are no negatives? Or, somewhere in between like the median of 687?

Truth is your starting credit score is simply nothing, or more specifically “no record found”. Whenever someone attempts to run your credit that’s what they’ll see until you get some sort of credit.

When Do You Have An Actual Score?

If you start with nothing, how long does it take to have something? Once you get your first credit card, or loan, etc. You don’t immediately have a credit score.

If you get a credit card and start using it, and pay the balance off every month (which shouldn’t be much) then after 3 months your starting credit score of “no record found” will now be “too new to rate”.

After 6 months however, you will finally have a score. This score will be based on those 6 months of credit use. Did you max out your card every month and not pay the whole thing off? Did you never make a single payment on it? Did you use just a little money and paid it as soon as the statement came in? All of these will have a impact on your credit.

I Have A Score Now Can I Make A Big Purchase?

If after 6 months you decide you want the newest sports car and go to the dealership to get it, you will likely be disappointed.

Even if you have a good score, say 720 to 800, the loan will be difficult to get. The reason is unlike your starting credit score your current score doesn’t tell the whole story. Yes you may have spent 6 months doing everything right. But, the loan officer will see that you only have 6 months of credit and your limit is only $1000 so why would they risk giving you a $40,000 car loan with such little history?

That’s not to say you can’t buy a car, you very well could get a loan through a credit union, or having a friend or family member co-sign a loan for you.

You Start From Nothing Don’t Waste It

Your starting credit score of “no record found” is a good thing. You have nothing negative on your score and you have the option to keep it that way. For the majority of people they have already negatively affected their credit scores in ways that only time will repair. But starting at nothing means you can never make those mistakes, you can get a fantastic credit score in 6 months. You can then continue to grow that score until you get a perfect score, or at least one that’s pretty close.

Finally, for more on this consider checking out pro finance blog’s article on ways to improve your credit score – its does a pretty good job of connecting the dots for you. also has really excellent posting on 4 ways you can monitor your credit for free. Check it out if you get a chance.



Tips to Make 2017 Taxes Less Traumatic

forms-2004856_640Some people find tax time each year to be a traumatic experience, whether they prepare their own taxes or have someone else prepare it for them. However, the good news is that there are ways to make tax time less painful so if you dread that time of year, follow these tips to make it so much simpler.

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How has the Internet Become a Necessity in Life?

google-485611_640These days, we don’t see the internet as being a luxury like it once was. Instead, it is a necessity and without it most people would find their quality of life to be particularly poor. The internet has influenced practically all aspects of our society – from communication to health care – and we have it to thank for our rapidly advancing technology. There are many reasons why the internet has become such a vital component to our way of life.

For education

The internet has now become a huge part of the education system and student without access to it will likely be at an incredible disadvantage. It’s taken over the researching process and has been a key source of information. Thanks to the ease with which students can access information necessary for completing assignments, essays that might have taken week to complete in a few days. Without it, students might find themselves pouring over piles of books in the hopes of finding the information they need, and without an accessible library they might be left completely helpless.

The internet is also important for independent study and self-improvement. Both young people and adults who don’t have the time or the funding to be officially educated can use online resources and take online courses to overcome their reduced opportunities and improve their chances of finding a suitable career.

For shopping

The internet has allowed people to shop from the comfort of their own homes, which has become something of a necessity for individuals with mobility impairments, injuries or illnesses. Without it a lot of people would be forced to forfeit their independence.

For functionality

The internet of things has brought about some amazing technology that has drastically improved our quality of living. This is especially useful for people that might otherwise have difficulty using certain technologies that we encounter in our daily lives. For example, research has been made into creating pacemakers with wireless internet connection. With this technology, pacemakers will be able to immediately contact emergency services if the person suffers from any heart problems. Developments have also been made regarding introducing the IOT to train crossings. With this technology, train crossings can warn any nearby vehicles of oncoming trains, which will likely prevent many train related accidents in the future. If you’re interested in learning more about the IOT and its applications, turn to Machina Research for bespoke IOT industry reports.

For business

For businesses, the internet has become an important marketing tool and a source of information. Companies collect more detailed market research, publicise information about their company and publish their contact information for those who might need it, and advertise their services and goods. The internet has also helped independent shop owners to grow their business, giving them a more cost effective option to renting a property and setting up a literal shop.

For communication

The internet has become necessary for people to keep in contact. Not just in a social context, but in a professional context as well. Doctors can keep in contact with their patients and track their treatment, employees can easily communicate with other people in their company and tutors can keep in contact with their students to give them help when needed, and so on.


Tim Grittani Net Worth And What We Can Learn From It

Tim Grittani Net Worth And What We Can Learn From ItTim Grittani net worth is estimated at $2.7 million dollars and likely to increase as time goes on. But, who is he, how did he make all of his money? And how can this help you?

Who Is Tim Grittani?

Tim Gritanni became popular after becoming a student of Timothy Sykes, a guru in penny stocks. He quickly took what he learned and put it to work starting with an investment of just $1,500 and slowly growing to $2.7 million.

How Did Tim Grittani Net Worth Grow?

Now though he did this in a pretty quick time, it wasn’t over night. He didn’t invest his money and the next day make $2.7 million. Instead it took some time, in fact he lost his initial investment completely not fully understanding how to trade and make money.

After losing the initial investment he saved up money from his summer job to reinvest. Not only that he started to learn all he could taking Timothy Sykes courses and putting the material to use.

After six months he was finally back to where he started, and now knew what it would really take to make a living trading penny stocks.

He then moved back home with his parents in January of 2012, under the condition that he make $10,000 by end of March that year. Through hard work, and determination he met that quarter goal.

He then decided to make a higher goal which he met, and then again and again until Tim Grittani net worth was $2.7 million dollars.

What Are Penny Stocks?

Penny stocks are stocks that trade for $5.00 or less and are “considered highly speculative and high risk because of their lack of liquidity, large bid-ask spread, small capitalization and limited flowing disclosure”, according to Investopedia.

As Timothy Sykes, Grittani’s teacher, says “This is a game, and you have to think of it like a game”. So trading penny stocks is something that can make you series money, but with it also has series risk.

Though it’s possible to make a lot of money with penny stocks the likelihood is low. Though that doesn’t mean there is nothing to learn from such a person.

Can We All Learn From A Penny Stock Trader?

Learning Tim Grittani net worth, and more importantly how he grew it to such a level, gives us three main things to take away.

First, Tim Grittani didn’t get to where he is over night. He learned, but rather then just learning and never doing anything he took action, setting goals for himself. Once each goal was set he set another, and another until a bad week was more profitable then 3 months would have been.

Second, don’t be afraid to lose it all. Tim Grittani lost his initial investment, but he didn’t let that stop him from growing his net worth to $2.7 million. Instead he learned from that mistake changed how he did things and made progress. Likewise we may lose everything, we may be working on a project and it falls out, or doesn’t work. We will lose time and money, but don’t let it cripple us, instead learn from it. Let your failure be the fire that helps you attain your ultimate goals.

Third, find something you’re semi good at, natural at, or just enjoy and become an expert. Tim Grittani wasn’t an expert at trading penny stocks when he started he had to become and expert. You can too, you may not be an expert at retail arbitrage, writing, or making money while you sleep. But you can become and expert, you can spend the time learning, practicing, failing and become that expert.

Tim Grittani net worth is much higher then most peoples, but we can reach the same or even higher. If we do all we can and become the expert in our chosen field.