More Than Finances

Get your finances in order!

By

What Should I Do with My Tax Refund?

By now, most people have filed their taxes. That means you likely know whether you are getting a refund or may have one already.

Tax refunds can be substantial, so figuring out what to do with that windfall can be challenging. Luckily, a refund is a chance to take some positive financial strides that can help you well into the future.

Read More

By

Is a Debt Consolidation Loan the Best Option for Your Debt Relief?

Let’s face facts; having a lot of debt can be frustrating. Your monthly payments may be hard to manage, and it seems like those minimum payments just aren’t chipping away at your balances.

You know something has to give, and a debt consolidation loan can appear to be an attractive option. But is it the right choice?

If you’re considering a debt consolidation loan, here’s what you need to know. Read More

By

Property Taxes: What New Deductions Can I Take in 2018?

Property Taxes 2018

With new federal income tax laws coming into effect for the 2018 tax year, many have questions about deductions. One of the deductions changing in the current tax year is the property tax deduction.

In fact, when news of the updates spread, some people were rushing to prepay their property taxes to have them apply to their 2017 tax returns. However, not everyone qualifies for that approach, and some couldn’t make the payments in time.

Since there are some many people with questions about property taxes in 2018, here is an overview of what to expect. Read More

By

Meet Zelle – Your New Best Friend for Sending Cash

Zelle

Have you ever borrowed money from a family member or friend? How did you pay it back? Did you have to hit an ATM for cash? What about write or send a check from your bank? Did you use a third-party payment app like PayPal or Venmo? No matter how you handled it, there’s a better option in town.

Zelle is making waves in the mobile payment world, especially when paying back friends and family. Instead of being produced by a third-party, a group of banks got together to create a seamless way to transfer funds. If you’re looking for a better way to send money to friends and family, here’s what you need to know about Zelle. Read More

By

Saving Made Easy

When it comes to our personal finances, there’s a lot to worry about. There are a number of parties interested in taking as much of our money as they can. For example, you spend a lot of your money on groceries and bills each month. And, that’s just for starters. The point is, it can seem impossible to save the money you’ll need to get ahead in life, or even to just be prepared for the worst. That’s why it’s important to arm yourself with the knowledge needed in order to save your money. We all know it’s important, but we don’t always know how best to approach saving. Here are some tips to help you out.

First and foremost, make use of sales and coupons to save money on the things you need. While some purchases are unavoidable, and others still important on some level, that’s no to say that they have to be costly. For example, here’s a Best Western coupon to help you save money on a hotel room in case of travel. This is just one example, however. Retailers frequently employ sales and coupons in order to drum up new business from customers new and old, and that presents a savvy shopper with the opportunity to get most, if not all, of their shopping done at a severely reduced cost. You just have to know where to look in order to see these special cost cutting offers. There are online resources aplenty, such as Groupon, to help you find these savings, so keep your eyes peeled.

Another important element of saving is to know when and where to save your money, and when to spend it. For example, there are a great many purchases that we make that are simply unnecessary, so you can reduce or eliminate this spending. However, in some cases, an item is of enough of the right kind of importance that me be wise to spend more than average. This ensures quality, which means replacing these items less and saving money in the end. Such items can including things like shoes and Winter coats.