More Than Finances

All about cryptocurrency, all the time.


Cryptocurrency Loans: The Good, The Bad, and The Dharma

Cryptocurrency loans

Loans are a sensitive topic. Blockchain technology presents new ways to address loans in a potentially better light. The blockchain technology used to create crypto-backed loans can increase transparency and trust for all participants, thereby reducing some of the risks typically encountered with loans. Read More


3 Reasons You Would Need A Probate Loan

If you’re set to receive an inheritance that includes real estate and is currently caught up in administration or probate, you might need access to your entitled assets now rather than later. Such circumstances are when a probate loan is sure to come in handy. Here are three reasons why you need a probate loan.

  1. You Need an Inheritance Advance

Your credit card, car repair or healthcare bills might not be able to wait until the probate or administration process is done. Rather than risk late fees and continue to receive notices in the mail, you can instead look into probate estate loans California and take care of your financial obligations now rather than later. Such a loan can keep your financial situation from deteriorating further.  

  1. There Are Estate Obligations That Need to Be Settled

Inheritances usually come with such financial obligations as funeral/burial costs, paying off the deceased’s final debts and legal fees. Heirs might not have the money to take care of such fees and costs on their own, especially if the deceased died suddenly. A probate loan allows heirs to use the inheritance as a source of funding so they don’t have to take out personal loans or use their credit cards.

  1. Real Estate Interest Needs to Be Split

Depending on the heirs’ desires, maybe not all of them want to own the real estate included in the inheritance. With a probate loan, you can pay off the property interest of the heir(s) who only desires funds rather than the actual property. Now everyone has what he or she wants without a feeling of obligation or waiting longer than absolutely necessary to tie up loose ends.

If you’re interested in learning more about probate loans, or if you’re ready to apply for one, check out Learn more reasons you might need a probate loan and how to make the most of your funding once you receive it.  


Deciding On A Graduate School

When you are thinking about graduate school, you should always envision your long-term plan. You should have a goal set before graduate school to ensure that you stay focused on achieving excellence throughout the program. Too many students lose focus during graduate school or become unsure of what they want to do with their degree. Because you are making such a large investment by attending graduate school, it is imperative that you consider these things before you attend:

Your Financial Situation

Before you attend graduate school, take a look at your financial situation. See what type of program you can afford to attend. Consider how attending graduate school will impact your budget in the next 10 or 20 years. You want to make sure you have carefully weighed the consequences that you believe attending graduate school will have in your life.

Cost of Tuition

If is important that you also understand the cost of tuition for a graduate school program. You should know how much a graduate school program so that you can see whether it will be affordable for you. Some graduate school programs cost anywhere from $40,000 to $60,000 a year. You should make sure that you can afford this high cost. If you will be taking out loans to pay for the cost of this education, then you should make sure that you will be able to repay the loans with a job after graduation.

You should also make sure that you will have good employment prospects to pay back these funds. It is important for you to know that you will be employed so that you will not be stuck with high loans to repay upon graduation. Whether you want to be a professor or do research for a faculty department, make sure that your goals are clearly outlined so that you can begin working immediately upon graduation.

Likelihood of Employment After Graduation

In addition to tuition of the school, you should also look at the employment statistics of a graduation school. Make sure that the grad school has a reputation for putting students into the career fields they aspire to enter. Make sure that students are able to find good careers after they graduate. If you want to be a professor, then make sure you know how many students are able to enter the teaching field after graduation.

By carefully considering the information of different graduate school programs, you can make the decision that is right for you. You can also visit to weigh the pros and cons of programs.

Post by Amanda