MORE than Finances

Get your finances in order, and get on with your life!

By

Lewis Howes Net Worth – From Broke On A Couch To Millionaire

Imagine that you had a rough childhood and that you only had one dream.

That dream was to become a sports star. You weren’t the best at playing, but you had the most determination.

It took you twice as long to do anything and so you put six times the work in so you could be the best.

When the time comes, and you’re living your dream, playing the sport you love you’re injured bringing your lifetime goal to an end.

Lewis Howes doesn’t have to imagine it, he lived it. Afterwards, he was lost, but he got back up and made the life of his dreams. Lewis Howes net worth has grown over the years, what can we learn from it?

A Star Is Born And Dies

After working for a lifetime goal of becoming a professional football player it all came tumbling down. In his first season, he was injured and required a year to recover.

In that time he grew his LinkedIn profile and started hosting events to put his online connections together. He later was asked to do a webinar and offered a course to teach people how to create good LinkedIn profiles. This one-hour webinar brought him $6300.

After that guest spot on a webinar, he then started hosting his own and became the go-to guy for webinars.

The School Of Greatness

Not satisfied with just bringing in money from webinars he started a podcast called The School Of Greatness.

On this podcast, he interviews amazing guests like Pat Flynn, Gary Vaynerchuck, Larry King, and so many others.

They talk about how to grow businesses, how to get in shape, and how to live the life of your dreams. Every guest answers the question “what is your definition of greatness.”

Lewis Howes Net Worth

Lewis Howes net worth is $10 million.

He started by getting sponsorships for his local meetups, then charging for those meetups. After it was by teaching others how to do what he did, LinkedIn and webinars.

Now he has courses on everything from webinars, Instagram, and greatness. He also hosts a live conference every year, is a published author, and has many sponsors on his podcast The School Of Greatness.

What Does Lewis Howes Net Worth Teach You?

Dreams can change, but not the dreamer. Lewis Howes always put 150% behind whatever he does. He had a dream to be a professional football player and did. After that, he wanted to just make money. Now he wants to just touch 100 million peoples life. No matter what he does he put his everything into it.

Likewise whatever we are working on put our everything into it and you will succeed.

Pay the bills first then work on the rest. Lewis Howes didn’t have a dream to be a webinar expert but once it happened he used that to pay the bills until he could do what he really wanted to do.

We sometimes need to do something we don’t like in order to pay our bills. Once we are able to pay our bills then we start working on something more important to us.

By

3 Reasons You Need a Home Warranty on your Property

When you buy stuff – smartphone, cars, computers, lawn mower—they usually come with a warranty. A warranty helps you to cover the cost of repair or replacement when such devices become damaged. You can also pay an extra for an extended warranty that keeps the manufacturer or seller under obligation to fix or repair the item if it breaks down even after the regular warranty period. What many people don’t know however is that you can buy a warranty for your home.

A home warranty is simply a policy that provides coverage on the cost of fixing or replacing home appliances when they become damaged.  A home warranty is different from a home insurance in that while home insurance covers the structure of your house, the home warranty covers the appliances and systems in the house.  More so, it is somewhat compulsory to have homeowners insurance but a home warranty is optional; yet, below are three reasons you should seriously consider buying a home warranty.

  1. Save money on repairs

Repairs on home appliances and systems are usually costly; unfortunately, nothing lasts forever and home appliances have a tendency of breaking down at the most inopportune moments. A home warranty typically covers systems such as plumbing, electrical, washer and dryer, HVAC, and kitchen appliances. A home warranty saves you from having to spend money out of your pocket to repair these items when they break down.

When an item under the home warranty coverage breaks down, you call the warranty company and they’ll send someone over to fix the item. If it can’t be fixed, you can reasonably expect the home warranty company to bear the cost of replacement. ReviewHomeWarranties provides insight on companies that offer home warranties so that you can find a local provider that offers excellent coverage at fair prices.

  1. Escape the stress that comes with home ownership and maintenance

Home ownership is fun and exciting, until the hidden costs of homeownership begin to take a toll on your wallet and your emotional sanity. A homeowner spends more money, effort and time on home maintenance than a renter because there’s no other landlord or property manager to call – the buck stops at your door. Hence, homeowners could find themselves under immense stress and pressure when their home appliances breakdown and they have to navigate the maze of finding and working with contractors.

A home warranty takes the stress out of homeownership because the warranty company does the heavy lifting of keeping your home systems and appliances in top shape. You also don’t have to worry about finding the right contractor because the warranty company has established relationships with licensed technicians who will fix faulty appliances. Hence, you don’t have to spend countless hours reading reviews or worrying about whether the technician has enough insurance.

  1. A home warranty helps you sell your home at a better price

Buyers are very selective when buying real estate – they look at the structural integrity of the house, the state of systems, appliances, and fixtures, and they look at the curb appeal among other things before they decide to buy. Hence, if your home is in a state of disrepair relative to other houses in the same market, your house will probably be the last to sell, and even at a ridiculously cheaper price. A home warranty ensures that your house doesn’t fall into a state of disrepair because you didn’t have the funds or time to facilitate timely repairs when things breakdown.

More so, buyers don’t want to start spending money on fixing home appliances and systems soon after moving in – it could be very frustrating dealing with a clogged toilet barely two weeks after moving in. Buyers will be more inclined to purchase a property that has a home warranty because it offers them protection in the event that one of the home systems break down after they close the deal.

By

Make Millions From Passive Income – Pat Flynn’s Net Worth

Imagine a world where you wake up wealthier than when you went to sleep. With passive income that dream can be your reality.

Pat Flynn has made it his life work to not only create passive income for himself but also teach others how to as well. He even calls himself the “crash test dummy” to see what works and what doesn’t.

But what can we really learn from him, and what is Pat Flynn’s net worth?

Read More

By

3 Reasons Why You Need To Renovate Your Home

The freedom of being able to renovate your own home to your own tastes is one of the main attractions of investing in real estate. Purchasing a renovator’s delight can make getting into the property market more affordable and provide many benefits.

Renovating can enhance your lifestyle and increase the property’s value long term. You can save on moving and avoid disrupting your children’s life by moving them to other neighbourhood or school. You can improve on the functionality of a home and put right poor workmanship.

Whether you’re looking for financial gain or to simply create your dream home, renovating has its advantages. Here are 3 of the top reasons why you should consider renovating your home.

Enhance the property’s value

Whether you’re wanting a quick return on an investment or in for the long haul, renovating can be a great way to enhance the value of your property. Improving a home can increase your sales potential, especially in a competitive market, or be your nest egg for retirement.

For inspiration on how you can improve your home, research luxury home builders in Melbourne, London, New York and other major cities. This will show you want you can achieve with a variety of homes. When you’ve made the decision to renovate, speak with a local real estate agent before you knock down any walls.

This is especially important if you plan to flip the home quickly or only wish to live in it for just a year or two. Over capitalising is a common mistake and can reduce your profit margins significantly.

Increase functionality

Renovating gives you the opportunity to increase the functionality of the home. Not only do decorating styles change over time, the way people live within their homes does too. You only have to scour Pinterest or Houzz for a few minutes to notice open plan living is far more popular these days than closed off rooms.

Choose to renovate and you can make a big impact on the layout of your home. One family bathroom may simply not suffice and an ensuite may really make a big difference. Extending the back of your home could give you a greater living space. Going up could be what you need to make the more family-friendly.

Improve the home’s eco-footprint

There is a whole host of modifications you can do that can make your home more eco-friendly and save you money in the long run. The prospect of never paying another electricity bill is very appealing!

Solar panels, grey water systems, low-flow showerheads, energy efficient appliances are just some of the ‘green’ improvements you can make during your renovating. You can also change the materials like your installation or flooring to reduce your home’s toxic load.

It’s important to remember that while some of these modifications may cost more initially, long term you’ll be making savings to compensate the initial outlay. You can check with your local council whether there are any grants or finical incentives to make these improvements more achievable. From a resale perspective, homes with a reduced eco-footprint may also be more desirable in your area.   

Still not convinced renovating is for you? If renovating seems like all you’re going to do is inherit another home owner’s problems, starting from scratch may be a great alternative. To reduce costs, look for vacant blocks in regional areas. Geelong land for sale, for example, is much more affordable than finding a plot in central Melbourne.

Just like with renovating, gain some inspiration about what you want to build before you purchase a property. Once you know what you’re after, crunch the numbers. You may find renovating, after all, is a more cost-effective way to get you the home you love.

By

cFIREsim Review

9 to 5 till 65, but truth be told odds are you’ll have to work longer than that.

Most people are now working well into their 70’s. Whether that’s for financial reasons or just so they have something to do it is the truth.

The other side of the crowd are those who are retiring in their 30’s and living a life most can only dream of.

Whichever group you fall under the cFIREsim calculator can help you reach your goal. Read More